Auto Liability Insurance
If you own or operate a commercial vehicle, whether you are independent or under lease to a motor carrier, Auto liability insurance is a must! Auto liability insurance protects you against injuries to another person or damage to property when you are in an accident and at fault. Liability can also cover your legal expenses if you are sued because of an accident. The two basic types of auto liability insurance are bodily Injury coverage and property damage coverage.
Below is an explanation of each.
Bodily Injury Coverage
When you are at fault for an accident in which another person in injured or killed, the bodily injury insurance will cover any costs associated with medical bills, funeral arrangements, long term care, and pain and suffering. American Truck Insurance can help you set the appropriate limits on your policy for the bodily injury portion of your auto liability insurance.
Property Damage Coverage
If you are involved in an accident that is your fault where property is damaged, the property damage coverage portion of your auto liability insurance policy covers the cost of repair or replacement for the items that were damaged as a result of the accident. This is not only limited to damage to another vehicle on the road, but could also include street signs, buildings, or other items of property.
As a commercial truck driver, you may determine the liability limit or the maximum amount your insurance carrier will pay should you need to use the coverage. American Truck Insurance can help advise you of the ideal amount of coverage you need. Contact us today at 817-225-6081/888-409-7387. We would be happy to answer your questions or give you a quote. Request an insurance quote now!