Dump Truck Insurance
Dump truck drivers are aware of the many safety risks that go along with operating this type of vehicle. There is a high likelihood of tip over because of the heavy loads dump trucks carry in combination with the length of the truck body. Even the type of material you are hauling and where you are hauling it can increase your liability. The health and safety of the driver, other workers on the job site, and the security of other equipment are always vulnerable when dealing with heavy and unstable vehicles like dump trucks. Dump truck drivers know better than anyone how important it is to secure the right dump truck insurance coverage to avoid the high cost of repair or medical expenses when an accident does occur.
The typical operator may want to consider the following options for dump truck insurance:
Liability
As with auto insurance, this coverage is mandatory to drive a dump truck
Cargo Coverage
This insurance will protect the load you are hauling. While not required, many companies will not hire a dump truck driver without cargo coverage to haul their load.
Rental Reimbursement with Downtime
When your truck is your main source of income, it is wise to have this dump truck insurance coverage option as a backup plan so you can continue doing business even in the event of an accident. This will provide you a rental while your truck is being repaired.
Fleet Insurance
Fleet insurance is valuable for companies that are operating many commercial vehicles. Generally having 5 or more commercial trucks will qualify you for fleet insurance.
From the standard dump truck to the ten-wheeler, whether you are hauling dirt or asphalt... when you buy dump truck insurance from American Truck Insurance, we will make sure you have the ideal coverage you need to protect yourself and your vehicle. There are so many factors to consider and we won't rely on you to think of them all. Our experienced staff can offer suggestions on what type of coverage you will need and help you fit a plan to your budget.